Financing Policy


The orthodontic treatment fees depend on the severity of the patient’s orthodontic problem. The cost of braces and Invisalign treatment at North Andover Orthodontics generally ranges from $3500 to $6000 and if you have insurance, flexible spending or health savings account, your out-of-pocket cost may be even lower.


At your complimentary consultation at North Andover Orthodontics, our Treatment Coordinator will present the treatment fee and payment options and discusses any insurance you may have. You will be able to discuss fees and payment options before treatment begins. We have payment plans to suit different budgets, including a no-down-payment option and an interest-free option. We also accept assignment from most insurance plans and file the necessary papers to the insurance company. We work hard to make orthodontics affordable.

Please note: In-office auto ACH withdrawal is required for interest-free office financing.


If you have insurance, we will help you to determine the coverage you have available. We ask that you assign your insurance benefit to us. Professional care is provided to you, our patient, and not to an insurance company. Thus, the insurance company is responsible to the patient and the patient is responsible to the doctor. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.

Flexible Spending and Health Savings Accounts

Flex plans and HSA (Health Savings Account) are designed to allow families to set aside pre-tax dollars to pay for “out of pocket” medical and dental expenses. Flexible spending and HSA accounts can be very beneficial and should be used whenever possible. Just ask our knowledgeable staff regarding this kind of accounts in order to maximize your benefits.

Contact Us

Office Hours:
Mon - Fri: 8AM -5PM